Getting Started


Unfortunately I have had to remove this app from the App Store and support as at 12 March 2024.  You may continue to use the app if you have already downloaded it but some functionality may become unsupported over time.

-------- left in place for support of current users -------

This is a great place to start if you are new to the app.

Net Worth Summary

When you first start the app you will be shown the 'Net Worth Summary' screen which will look something like the one shown here.

The rest of this guide will provide more information on Assets, Liabilities, Net Worth, Accounts, Collections, Charts, Open and Closed accounts and Trends. But for now just know that this screen provides a quick summary of your current financial position.  The app comes with some Sample Data and so the summary shown will be for these made up Accounts.  However, once you enter your own data this screen will be a place you will visit often.


An ACCOUNT holds a series of real balances over time.  These are entered by you whenever it makes sense or is convenient for you.  For example, you could have an account for a savings account in a bank, another to hold the changing value of your house over time and another to hold the amount you owe on a mortgage or credit card.

An ACCOUNT holds a series of BALANCES on specific dates. 

An account can represent a bank account (e.g. Savings), a loan (e.g. Credit Card), an asset (e.g. Car Value), a liability (e.g. Money I Owe Mom) or anything else that can be represented as a series of balances.

An account can have an optional associated CATEGORY (e.g. the bank name, grouping of accounts like Savings).  Accounts are listed in category order (to bring all like categories together) and then by name.

An account can have an optional NOTE.  This can be used to provide more detail.

The image shows one of the sample accounts provided when you first start the app "Sample Cash".  

Choose the Account to Display

Tap the “Accounts” button on the top left to see a list of all available accounts.  It will look something like this.

The accounts will be grouped into:

The category (if provided) is shown below the account name, with the associated note (if provided) below that.  Just tap the account you want to display or edit.

Add a New Account

Add a New Balance to this Account

Change an Existing Balance or Event in this Account

Delete an Existing Balance in this Account

Rename an Existing Account

Update or Delete the Category

Update or Delete the Note

Delete an Existing Account

NOTE: deleting an account will remove all the existing balances and events associated with that account.  You will get a chance to "Cancel" out before the account is deleted.

Export Data for an Account to an External File

NOTE: this exports all balances, dates and events for the account to an external file for use as a backup or to use in another program (like Excel).

Import Data from a Previous Export

NOTE: this imports all balances and events from an external file previously generated by the Export command. These are added to the currently selected account.  You would normally create a new empty account and then import data into it.

Show a Forecast for this Account

Set the Account Status to Open or Closed


A COLLECTION lets you group multiple accounts together.  A Collection of all your accounts represents your total Net Worth over time. A default 'Net Worth' collection is created and maintained for you.  As you add new accounts, they will automatically be added to this collection.  Automatic collections are also created and maintained for all your Assets, Liabilities and any account categories you use (e.g. your stocks). Note: you can rename these special collections but you cannot delete them.

But you can create as many of your own collections as you want.  If you had an account of the value of your home and another for the Mortgage balances for that home, you could group them together into a Collection of your Home Equity.  

Add or remove accounts in a collection